Are Banks Open?

Are Banks Open on Memorial Day?

Memorial Day 2027: Monday, May 31, 2027

No

Banks are closed on Memorial Day.

Banks are closed on Monday, May 31, 2027.

What's open and closed on Memorial Day 2027

Bank branchesClosed Mon, May 31
Federal Reserve, ACH and wiresClosed, transfers wait until the next business day
ATMs, mobile and online bankingOpen
Stock market (NYSE, Nasdaq)Closed
Post office (USPS)Closed, no mail delivery

Are banks closed on Memorial Day?

Banks and credit unions are closed on Memorial Day, and no ACH or wire transfers are processed. Saturday branch hours the weekend before are normal; only Monday is affected.

About Memorial Day

Memorial Day is observed on the last Monday of May to honor U.S. military personnel who died in service. It is a federal holiday and a Federal Reserve holiday, and it marks the unofficial start of summer.

Tips

Memorial Day dates and bank status, 2026–2029

YearDateBanks
2026Monday, May 25Closed Mon, May 25
2027Monday, May 31Closed Mon, May 31
2028Monday, May 29Closed Mon, May 29
2029Monday, May 28Closed Mon, May 28

Frequently asked questions

Are banks open on Memorial Day?

Banks are closed on Memorial Day. Banks are closed on Monday, May 31, 2027.

Are banks closed on Memorial Day 2027?

Banks are closed on Monday, May 31, 2027.

Is the stock market open on Memorial Day?

The NYSE and Nasdaq are closed on Memorial Day 2027.

Is the post office open on Memorial Day?

USPS post offices are closed, no mail delivery on Memorial Day 2027.

Will my direct deposit arrive on Memorial Day?

No ACH payments settle on Memorial Day because the Federal Reserve is closed. Many employers send pay the business day before; otherwise it arrives the next business day.

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